The insurance for watersports

Your new security upgrade for water sports

Whitecaps Products stands for more safety in and around water. With our new offer of water sports insurance from the VDWS (Verband Deutscher Wassersport Schulen e.V.) „Safety Tool“ and „Safety Tool +“, we consistently continue our Safety-First-Mission. The VDWS Safety Tool is probably the most widespread safety package for water sportsmen and women on the market, with currently about 15000 insured persons every year.

The VDWS Safety Tool is probably the most popular insurance for windsurfers and water sportsmen in general. The VDWS has developed the Safety Tool concept in close cooperation with the insurance experts from the Südwest Ring, is the first contact address and takes over the handling of the Safety Tool.

Behind them, of course, are renowned insurance companies such as AXA or Allianz in our current case.

What does the tool cover?

Rented equipment is secured. So if you rent material in a station on holiday and damage it, the insurance company will reimburse the damage. Practically everyone has a normal liability insurance.

Doesn't this one also work?

In fact, many water sports enthusiasts think that normal liability covers such damages. But liability insurance is not comprehensive cover! If there is then also personal injury, the case looks quite different.

Does the tool also cover damage to your own material ?

With the „Safety-Tool-Plus“ you will be covered for damage to your own material, for example, if your new board breaks your bow or a mast breaks in the surf or the kite hits the water and tears the cloth. At the same time the „Safety-Tool is +“ also a family insurance. Partners and children up to the age of 18 are automatically included in the insurance, no matter if they are surfing, kiting, sailing, kayaking, SUPen or snowkiting. Only competitions are excluded!

In case of damage there is a small deductible, for rental equipment this is 50 Euro for all water sports equipment, 100 Euro for boats.

How much do the two tools cost?

„Safety-Tool“ is available for 39 Euro per year, the „Safety-Tool +“ costs 99 Euro per year and can be concluded in combination with the „Safety-Tool“. For the equivalent of 11,50 EUR per month you, your family and your equipment are completely covered. It is only important that you take out your „Safety-Tool„ insurance at least two weeks before the start of a trip. If you need it spontaneously, you can also explicitly waive your right of withdrawal when you sign up for the Safety Tool and you are then immediately on the safe side.

Further information and conclusion

For more information, please read the insurance conditions. They are not complicated and easy to understand. They are available here for direct download. If you have any questions about „Safety-Tool“ you are also welcome to contact our customer support.

Insurance information SafetyTool:


Insurance information: SafetyTool+


Click here for the applications of the Safety Tool

Get your extra security now:
Application Safety-Tool-Classic Application Safety-Tool Plus

Order Safety Tool Classic: VDWS-SafetyTool Classic

Order Safety Tool +: VDWS-SafetyTool Plus